Waterfront Living in Tampa, Florida

Harbour Island Condos

Discover an exclusive waterfront community directly across from Downtown Tampa. Explore luxury condominiums, townhomes, income-producing assets and commercial real estate opportunities with One West Realty.

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Downtown Tampa Minutes from the urban core

From Approx. $350K Depending on inventory

70%–80% LTV Qualified programs

Foreign Buyers Specialized financing options

A Distinctive Tampa Address

Island privacy with Downtown Tampa at your doorstep

Harbour Island is positioned immediately south of Downtown Tampa across the Garrison Channel. The neighborhood combines waterfront surroundings with quick access to some of the city's most important business, dining, entertainment and cultural destinations.

Residents are close to Water Street Tampa, Amalie Arena, Tampa Riverwalk, Sparkman Wharf, restaurants, hotels and professional offices. Several sections of Harbour Island also provide controlled access and a more private residential atmosphere.

Why Harbour Island?

Immediate access to Downtown Tampa and Water Street
Channel, bay and skyline views
Condos, townhomes and luxury residences
Restaurants and entertainment nearby
Easy connection to major Tampa highways
Convenient access to Tampa International Airport
Primary residence and investment possibilities

Residential Opportunities

Condos for different lifestyles and investment strategies

Harbour Island includes one-, two- and three-bedroom condominiums, renovated residences, waterfront units, townhomes and larger luxury homes.

Accessible Condo Options

One- and two-bedroom residences can appeal to professionals, Tampa buyers and investors looking for rental opportunities near Downtown.

Waterfront Lifestyle

Larger condominiums and townhomes may provide renovated interiors, additional parking, outdoor areas and attractive city or water views.

Luxury Residences

Premium opportunities can include penthouses and distinctive waterfront homes for buyers prioritizing space, privacy and location.

Property Value Overview

Harbour Island condo price ranges

Values vary according to building, square footage, renovations, floor level, waterfront exposure, parking, association fees and property condition.

Property Category	Estimated Range	Typical Characteristics
Smaller Condos	From approx. $350,000	One or two bedrooms
Mid-Range Residences	$425,000–$800,000+	More space and possible water views
Premium Properties	$800,000–$1,500,000+	Large layouts and preferred locations
Luxury Opportunities	$2,000,000–$3,800,000+	Penthouses and waterfront residences

New construction: Harbour Island is primarily an established condominium, townhome and resale market. New construction inventory directly on the island may be limited. One West Realty can also help buyers explore new and pre-construction residences in Water Street, Channelside and Downtown Tampa.

Harbour Island Property Value Comparison

Illustrative comparison based on the approximate price segments shown above. Individual property values vary.

Entry Level

$350K+

Mid-Range

$425K–$800K+

Premium

$800K–$1.5M+

Luxury

$2M–$3.8M+

Build and Diversify Your Portfolio

Investment opportunities beyond Harbour Island condos

One West Realty assists investors searching for real estate that may provide rental income, long-term appreciation or commercial growth throughout Tampa and other Florida markets.

Income-Producing Homes

Explore single-family homes with existing tenants, rental histories or repositioning opportunities for long-term leasing.

Multifamily Properties

Evaluate duplexes, triplexes, apartment buildings and residential communities capable of generating income from multiple units.

Commercial Real Estate

Consider retail spaces, professional offices, mixed-use properties and other business-oriented real estate opportunities.

Existing Cash-Flow Assets

Review occupied real estate already generating income, subject to verification of leases, expenses, maintenance and financial performance.

Capital Solutions

Financing for investors and foreign national buyers

One West Realty can guide clients through property selection, financing structure, documentation, negotiation and closing.

Investor Financing

70%–80%

Potential Loan-to-Value Financing

Terms depend on property type, borrower profile, asset income, appraisal, credit history and lender requirements.

Foreign National Programs

30%

Estimated Down Payment on Select Programs

Financing may be available for international buyers without traditional United States credit history, subject to underwriting and approval.

Selected pre-construction condominiums may use initial deposits starting near 10%. Deposit requirements, schedules and financing conditions vary by developer and property and must be confirmed before entering into a contract.

Professional Representation

Support throughout your Tampa real estate transaction

Property Search

We identify condos, houses, multifamily assets and commercial real estate according to your budget and investment objectives.

Opportunity Analysis

Review prices, potential rental income, association fees, expenses, location and other important purchasing factors.

Closing Coordination

Coordinate with lenders, title companies, inspectors, appraisers and other professionals involved in the transaction.

Explore Nearby Tampa Communities

Other condominium options near Harbour Island

Compare Harbour Island with nearby residential communities around Water Street, Channelside and Tampa's Channel District.

Heron

Located within Water Street Tampa, Heron offers contemporary residences close to Amalie Arena, Tampa Riverwalk, restaurants and offices.

Explore Heron →

Channelside Lofts

Urban loft residences in Tampa's Channel District near Sparkman Wharf, Water Street and Downtown Tampa.

Explore Channelside Lofts →

Grand Central at Kennedy

A mixed-use residential community combining condo living with restaurants, retail and services in the Channel District.

Explore Grand Central at Kennedy →

Take the Next Step

Request current Harbour Island listings

Contact One West Realty to receive current Harbour Island opportunities, compare Tampa condos and explore financing programs for investors and international buyers.

Call One West Realty Ask About Available Properties

Direct Line (401) 381-7700 Additional Line (800) 795-0603

Important Notice: Prices, inventory, interest rates, loan-to-value percentages, down payments, deposits, association fees and financing terms may change without notice. Price ranges are estimates and do not represent a guarantee of availability, financing approval, rental income, appreciation or investment returns. Buyers should independently verify contracts, inspections, appraisals, insurance requirements, condominium association documents, reserves, special assessments and rental restrictions. Equal Housing Opportunity.